Calculating annualized returns First, determine the investment's overall total return over the holding period you're examining.

Return on Investment (ROI) can help you determine how much you'll have for retirement. Here are key formulas and strategies to plan and maximize your financial future.

How do you calculate the return on your CD? To calculate the return on your CD, you need a few key elements: the principal deposit, the interest rate, the compounding frequency and the term length.